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Re: Benefits/Insurance packages, open enrollment time.
You can sometimes bargain for a pay adjustment when not taking their insurance. However it usually isn't a huge amount added.. My coworker gets an extra $100 a month.
From the looks of it(skimmed it), your current policy/deductible looks to be the best deal you are likely to get.
Just as information, insurance for a married couple per month through BCBS on their best plan with a 80/20 and a $1500 or $2000 deductible is about $400/month.
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