[MATCHBX]

Originally Posted by NOT THE BLUE LAMPSHADE

Got it all figured out.

My insurance company couldn't battle it out for me since I only have liab on my car. I would have had to go to small claims court for full value of my car. I couldn't sue for injuries since I really didn't miss work at all, neither did my passenger, even though she sprained he back and neck.

Got a new car already anyway. Fuck insurance, fuck it all to hell. When I went to the Allstate office to get my check for my car I made it very clear how fucked I was in all this.

I hit some dumbass rich girl, and even though it's her fault 100%, she gets to go on with her happy life like nothing happened, and I get shit for my car and now I'm stuck with a fucking loan on a new one.

Awesome...

And people laugh at me for carrying full coverage on all my vehicles. THIS is the reason why I have full coverage, even on my 85 rusted MR2. It's money well spent when it comes down to having to fight with someone else's insurance company. Their insurance company is out to make money, just like yours is. They will do whatever they can to pay you the least that they can get away with.

I would definitely have yourself checked out for any injuries that might crop up from this later. Sometimes these things don't hit you until later on down the road. At least you will have a paper trail to prove that it was this incident that caused it. Whether you missed work or not, it shouldn't matter. An injury from this accident that becomes a chronic problem should be covered by the person that hit you.