[cmspaz]

Wow, that's shitty. Last time I had anything tossed in front of a car was a chunk of asphalt in front of my Talon, I had time to react but not enough, I saved the mechanicals but fucked up a wheel hardcore. You hear the "bang" and have no idea what got hit, and all you know is that you're still moving and you need to not be, like NOW.

Hopefully the damage is limited to the pickup and the pan.

As for insurance, it's a no fault claim, but your deductible still applies and barring the motor being fucked I doubt the bill will reach whatever deductible he's got.