Quote:
Originally Posted by Kracka
Nevermind the fact you almost bought a 'Vette 
The Volt is the single car I would consider a lease on, anything else, if you eventually want to own it...just buy it. Lease-to-own makes zero financial sense unless you're simply trying to buy something you can't afford, especially with all the 0% for 60 months financing deals manufacturers are offering.
What I see happening here is you originally wanting a $15k car, falling into the dealership numbers game trap, looking at only monthly payments rather than total cost, and ending up with another car closer to the $30k mark. |
I didn't buy a vette though
Like I said that is the only good car they make and it was going to be a used one anyway lol. Anyway side tracked.
Well if I truly wanted to I can afford 500/mo payments, I just didn't like the idea of that, seems silly lol. I don't have a car payment anymore, the evo's was done like a year ago and that was 405/mo.
If I could wait until spring I would as then I could use my bonus/tax return as a downpayment which would easily be 10k but the honda just sucks complete ass in snow/winter and needs a good chunk of change to keep it running.
I should've been shopping sooner so I didn't run outta time for car shopping but work has been hell lately.
So really not sure what to do. Not sure why leasing the Kia would be a bad idea, seems like everything looks alright and Trogdor's right, the lease rate is really cheap. It's no different then buying now or later if you plan to buy. I could always just take the low ass mile lease and plan to buy the car out at the end and drive it a ton of miles. Then have really low rates and save up for buying it later. it's taking a hit now or later, lease just delays it really.