Ok, now I get what you are saying Bobby with the whole 50/50 thing lol, I was a little lost reading it at 1am last night enjoying a sorrow drink after the vikes game
So I think I am looking at this correctly then, or at least you are one person saying its not "stupid" to do it that way.
But i understand the interest rates will go up for several reasons which is why I said I'd plan to put down some of my own money to offset as much of that as I could at the time. But aside from that it doesn't seem too dumb. But I guess I wanted to hear what the people saying leasing is dumb think and why. Just because extra interest? Well that is what noobs like me get for not putting money down or financing an entire car lol. I am ok with paying someone some extra money to buy me a car essentially. But seriously just looking for honest opinions. I am pretty good at paying off structured debt, aka something with payments I dont' have problems with, I account for them every month and they get paid off in a timely manner. Then I pay off big chunks with tax return/bonus at work.
I am by no means a financial expert and I love to spend money espeically other peoples, lol, which is why I am asking advice. Hell I had to talk myself out of signing papers last night at Kia as I just want a car and I felt like that one fit the bill. But I wanted to make an informed decision. I am an engineer so I am good at math, so feel free to math it up.
I guess bottom line is it comes down to how much I want to pay someone else extra for something to have it right now instead of waiting type of deal.