[Kracka]

I am not insured through my parents, I am on my own policy. I have no connection, I am just insured through my local State Farm agent, and have been since I was 16. I paid $92/month full coverage on the '94, $42/month liability on the '91, and $8/month comp for the '94 while being stored. You guys should keep in mind that I am older than some of you too, that deffinately helps out a lot.

Joe- I am sure all financing companies have different rules and regulations, but from the ones I've seen you only need comp while the car is being stored. That covers against theft, damage, vandalism, etc.