[Goat Blower]

Very well written and great information the general public does not know. You left out one thing in regards to trading in your vehicle with a licensed dealer. Yes, you won't get what you MIGHT get selling it retail, but you actually pay the state less in taxes when you trade in because you only pay the 6.5% or whatever it is now on the NET purchase price(new car-old car trade in value), so with a $20k trade in, you're saving $1300. That explanation helped a lot of people with trade in's because it offsets the lower price and of course is much more convenient.