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Originally Posted by A//// Guy
Im actually on Cobra this month because I changed jobs and my new work insurance kicks in Oct 1st. 300 bucks gives me good coverage per month. Its not cheap but it works.
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Just saw this, which kind of proves my point. I you need to do COBRA, your stuck with whatever you had. Sometimes thats a $300 plan, and sometimes it's a $1000 plan, whichever you had when you're layed off. Which leads to another great point. People are pretty much stuck with whatever the employer offers. I don't know what it's like at a big company, but at my small one, we have the choice between really expensive/no deductible, or the new super high deductible plan. Nothing in between.
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