New CR-Z or Old civic?

[cudvig]

Because this whole crapola about .9% interest is not .9 for me. It is more like 3-5-6 percent. Depending on where I go. Why would I take out a loan, worsen my credit, pay 300+ a month, and then who knows in 3 years if that car will be worth the same amount as the loan. Then try and buy a house, oh wait my credit sucks, back to square one.

You guys need to start thinking, leases arent a bunch of crap. Certain situations determine the need for them. I personally think "renting" a car is awesome. I don't have to deal with ANY repair bill, and in 3 years I get a new car. Hmm....

We can go more into detail about why I don't want a loan. Trust me it is not because I do not make enough or anything of that sense at all.

Yes elantras are good cars, but how well was that 48k mile car taken care of? Compared to a car with 0 miles on it. I can then only blame myself and not wonder, why shit broke, oh wait I won't have to repair anything just bring it to honda and away they go, while I drive away in a brand new accord/civic/whatever they give me as a loaner.

It is not like I am going beyond my means at all. I am not going out and buying a corvette or something that gets terrible gas mileage. I am getting a cheaper reliable car that has ALL the bells and whistles I want (HIDs, nicer stereo, and heated mirrors) and I don't have to get aftermarket parts and replace things. They are just there. If they break, honda fixes them.

-Colin