Credit-card delinquencies hit record - Good read I thought.

[Halon]

No one can be fully prepared for that. But I won't sit and insist that the government owes me something because of it. I'm sure I'll get relief from Red Cross type stuff, but I won't expect the government to make sure I get the same life back that I had before. I'll take the help I can get, but for the most part take responsibility for my own life and work hard to get back what I can.

I also don't carry a huge debt(my only debt consists of $200 I owe on my VISA). I budget my money, and keep myself out of debt, and have money in savings as backup. If I have $5000 for a car, I buy a car for $5000, I don't put a $5000 downpayment on a 20k car and be 15k in debt so when a storm comes and wipes it out, I have this huge debt to worry about. That's how I live because it just makes sense to me.