Is the housing boom over?

[JET]

I wouldn't go quite that far, but it does help a lot. Basically for every $10k extra you put into a home, you are paying an extra $100/mo. It sounds like a lot in the beginning, but once you figure it out it isn't so bad. I was looking at houses around $180k and couldn't find anything I liked. I got mine for $210k not quite 2 years ago. It ended up being $1,800/mo instead of $1,500/mo, will all the house bills. Really not that huge of a difference and it was well worth it. A bigger investment will just gain that much more!