March for health care! - Page 15

**1ViciousGSX** · 11-04-2013

Quote:

Originally Posted by 1QUICK4

I'd bet he has nothing to say since it turned out to not be magical free/cheap health care.
He might pop in to say it was all Romney's plan/fault though

I'm sure it was Bush's fault.

**asshanson** · 11-04-2013

I guess my company signed a multi year agreement, my rates didn't go up, unless my company bit the bullet on the rate hike.

1QUICK4 · 11-04-2013

A buddy and I were discussing this earlier. I told him that the fine can be up to 4500 a year if you go uninsured. He lol'd and told me I watch too much Faux news.

He then proceeded to "school me" by looking it up on the official .gov site. Turns out it will be 4800 a year fine but not until 2015.

He said he wasn't worried because he'd just sign up for a catastrophic plan to avoid the fine. Did a little digging, turns out that catastrophic plans don't qualify and you'll still get the fine.

**Kracka** · 11-04-2013

...and OWNED!

It seems like a lot of companies are eating the hit this first year, but intend to pass more of it on the following years.

mdost03 · 11-04-2013

http://www.glennbeck.com/2013/11/04/...eir-insurance/

What a joke.

**Halon** · 11-04-2013

I need to see about our rates. Although it wont be apples to apples because we are changing insurance providers this year, but still need to check it out.

93gtpeater · 11-04-2013

Murlo you should tell your gf to checkout mncare. I am on it now and its very cheap.

polishmafia · 11-05-2013

Final security test? Naw, not needed.

http://www.cbsnews.com/8301-18563_16...before-launch/

**Goat Blower** · 11-05-2013

Yeah, look for phish sites all over the place from this disaster. Enter your information into the hacker website. Kinda like shooting fish in a barrel.

**Halon** · 11-05-2013

Looks like my premium (which covers both me and wife) is going up $10/month. Doesn't seem too bad.

**Kracka** · 11-06-2013

Did your company say how much extra they're covering?

**Murlo26** · 11-06-2013

Quote:

Originally Posted by Kracka

Did your company say how much extra they're covering?

This. I doubt that was the true increase but hey, maybe certain people don't get screwed as much as others.

**Halon** · 11-06-2013

No they did not. I was just simply trying to share what I've found out so far, and that is all I know.

**Kracka** · 11-06-2013

Appreciated! I'll post mine once I learn what it is.

**asshanson** · 11-06-2013

Is there any way to find out employer contribution before end of 2014 when you get your W2?

**Kracka** · 11-06-2013

Ask your HR person nicely.

tpunx99GSX · 11-14-2013

I see no reason to respond to this yet Until i know how much my rate will increase. IF it does at all. I have not had any indication that it will or wont. Sorry, i believe in a fact based arguement, not OMG THE SKY IS FALLING ALL HELL IS BREAKING LOOSE... then to find out it was much ado about nothing.

**goodhart** · 11-14-2013

Quote:

Originally Posted by tpunx99GSX

I see no reason to respond to this yet Until i know how much my rate will increase. IF it does at all. I have not had any indication that it will or wont. Sorry, i believe in a fact based arguement, not OMG THE SKY IS FALLING ALL HELL IS BREAKING LOOSE... then to find out it was much ado about nothing.

For you maybe. How do you explain all the people getting their plans cancelled? Obama even apologized for that happening

tpunx99GSX · 11-14-2013

Quote:

Originally Posted by goodhart

For you maybe. How do you explain all the people getting their plans cancelled? Obama even apologized for that happening

Being that i work for an insurance company i know there are multiple reasons for this both because of the ACA and having nothing to do with it:
I could write this out, but this person wrote an excellent article outlining the reasons. http://www.washingtonpost.com/blogs/...surance-plans/

the ACA simply gives rules to insurance companies about the standard of care they should provide.
Whats funny is that the company i work for deals with insurance in california currently, in our minneapolis office we have Insperity that sells UHG plans. I got a notice from UHG stating we may have to switch plans because the plan we are on may not be available after the first of the year. When i looked on insperitys website i found a reply to this mail, which stated "None of the plans sold by Insperity will change. Please disregard this mail" I.e. I dont need to do anything to qualify for ACA.
My plan should also not increase by much, if any.
The reasoning behind rate increases could vary greatly. From your employer deciding they dont want to contribute as much, to the plan previously costing less and now they need a plan that meets the requirements so the plan costs more. It also depends on Risk assessments done on your company by the underwriters of the insurance company. If you dont know what these are, the insurance company rates your company based on how often your employees go to the doctor, any ailments they have (such as MS, Cancer, Smokers, other diseases, pregnancies, kids with disabilities, husbands or wives with disabilities) then they rate the entire company based on this factor. Your company and your employees have as much to do with your rate increase as the ACA does. Insurance premiums have been going up for many years, its unwise and too easy to simply blame the ACA for this.

**Halon** · 11-14-2013

"Paying for mandatory maternity coverage, whew what a relief that is"

- Said no men