I think you had better call insurance companies and get a few quotes, you might be shocked if you want full coverage. If you don't take a loan on it, then you can get by with liability and it will be much cheaper. I pay $140/yr for full coverage, but I am old and have a good driving record finally :P When I was looking State Farm was the only way to go for a rocket, but I am not sure you can get in with them with your driving record. No discounts for safety gear.
My vote for your starter bike:
http://minneapolis.craigslist.org/da...534521101.html
Here is the 2003-2008 SV650s and you can buy lowers for it to make it look like a rocket.
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