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Originally Posted by 1QUICK4
You could check out ProKop insurance, I hear them on the radio all the time and they specialize in high risk drivers.
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I used prokop for like 6-7 years, they deal with like 10 different companies, and will find the best rate out of them all.The guy who owns it is a cool guy, and always did what he could to help me find the best rates.
Progessive is cheap, but if you make a claim, they will take their damn time paying out.I don't know if it just me, but they seem to investigate the shit out of everything.I've made 2 comp claims to progressive, after fuckheads have broken into my car, first time took 1 1/2 months to cut me a check.The second time, it was like 3 months.I had to go through 3 interrogations, one of them felt like I just murdered someone and was talking to the police.They even took a ton of pics of me(hanging out on my balcony and walking around my complex) and my apartment building from every angle possible, and I didn't even know it.Anyway I finally had to get a lawyer to get on their ass and they finally paid.I'm assuming they're cheap because the investigate everything and have probably eliminated alot of fraud cases.
They also have a thing called Tripsense now.If you have a 96+ OBDII vehicle, the send you a logger that plugs into the OBD port, and you upload them the info every 6 months.As long as you don't speed or drive a shitload of miles, it will lower their rates by 25%.
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