02-17-2010
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#1
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AznKraut
Join Date: Feb 2006
Location: Stillwater
Drives: '03 325i, '98 Ranger '03 Duramax
Posts: 1,374
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Don't Remember When My Violations Were
Well once I pick up the new DSM I'll be putting it on my own policy.
I've gone on to some of the major providers (GEICO, Progressive, State Farm) and gotten online quotes. The only thing is I don't remember when my last violation was. I honestly don't remember if it was over 3 years ago or not. I think I may have a speeding ticket (If I recall correctly it was ~62 in a 55), but again I don't remember when.
When I call to get something set-up, do I have to know all these dates? Or can they pull everything up with my SSN? So far looks like Progressive is the cheapest for me (Probably because I've been on my Dad's policy for 7 years). ~$30/month for liability.
Thanks for the help!
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A//// Guy: putting a dsm on a website as your fleet vehicle is like asking people to shop elsewhere
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02-17-2010
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#2
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Tournaments Won: 3
Join Date: Oct 2003
Location: Maple Grove, MN
Drives: Lancer and Durango
Posts: 7,017
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Re: Don't Remember When My Violations Were
Hey, Call up my brother, he can get you good deals on insurance. his name is Doug Ferlaak phone number is 651-334-6975, he works for RSI insurance and can get you in on a lot of other companys to get the best price. I think we pay 70 bucks for our full coverage on our truck and another 10 bucks for our renters home policy.
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Scientific theories are the most reliable, rigorous, and comprehensive form of scientific knowledge. This is significantly different from the common usage of the word "theory", which implies that something is a conjecture, hypothesis, or guess.
Last edited by tpunx99GSX; 02-17-2010 at 06:16 PM..
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02-17-2010
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#3
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AznKraut
Join Date: Feb 2006
Location: Stillwater
Drives: '03 325i, '98 Ranger '03 Duramax
Posts: 1,374
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Re: Don't Remember When My Violations Were
Quote:
Originally Posted by tpunx99GSX
Hey, Call up my brother, he can get you good deals on insurance. his name is Doug Ferlaak phone number is 651-335-6975, he works for RSI insurance and can get you in on a lot of other companys to get the best price. I think we pay 70 bucks for our full coverage on our truck and another 10 bucks for our renters home policy.
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Nice! Thanks! I'll give him a call!
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A//// Guy: putting a dsm on a website as your fleet vehicle is like asking people to shop elsewhere
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02-17-2010
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#4
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R U DTF bro?
Join Date: Aug 2003
Location: Oak Point, TX
Drives: C8 Stingray Z51
Posts: 20,620
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Re: Don't Remember When My Violations Were
You should be able to call the county clerk at the courthouse and they'll look up your violations.
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Quote:
Originally Posted by Murlo26
I agree with Kracka.
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02-17-2010
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#5
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AznKraut
Join Date: Feb 2006
Location: Stillwater
Drives: '03 325i, '98 Ranger '03 Duramax
Posts: 1,374
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Re: Don't Remember When My Violations Were
Quote:
Originally Posted by Kracka
You should be able to call the county clerk at the courthouse and they'll look up your violations.
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Great, thanks for the info!
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A//// Guy: putting a dsm on a website as your fleet vehicle is like asking people to shop elsewhere
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02-17-2010
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#6
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Tournaments Won: 3
Join Date: Oct 2003
Location: Maple Grove, MN
Drives: Lancer and Durango
Posts: 7,017
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Re: Don't Remember When My Violations Were
Sorry i was mistaken, His number is 651-334-6975. not 335
__________________
Scientific theories are the most reliable, rigorous, and comprehensive form of scientific knowledge. This is significantly different from the common usage of the word "theory", which implies that something is a conjecture, hypothesis, or guess.
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02-20-2010
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#7
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Join Date: Mar 2007
Location: Minneapolis
Posts: 469
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Re: Don't Remember When My Violations Were
I dont think you have to remember exactly. If you like what you see and want to go with whoever, the insuraance agent will pull it up when you are in to buy the policy. Thats what happen when I went in. GEICO.
__________________
"Turbo Versus Turbo Is To See Who Wins" - "Non-Turbo Versus Non-Turbo Is To See Who Loses"
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02-20-2010
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#8
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livin the dream
Join Date: Jun 2009
Location: iowa
Drives: 07 zx6r and 04 Rx8
Posts: 451
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Re: Don't Remember When My Violations Were
my insurance knew all my violations and iowa has a web site you can to on if you get them in iowa mn doesnt have this??
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02-20-2010
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#9
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Tournaments Won: 3
Join Date: Oct 2003
Location: Maple Grove, MN
Drives: Lancer and Durango
Posts: 7,017
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Re: Don't Remember When My Violations Were
Quote:
Originally Posted by TjXiong
I dont think you have to remember exactly. If you like what you see and want to go with whoever, the insuraance agent will pull it up when you are in to buy the policy. Thats what happen when I went in. GEICO.
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By the way. Major Violations stay on your record for 5 years, minors stay on your record for 3. DUIs stay on your record for 5 years but the insurance company cannot legally raise your insurance rates, they can only cancell your plan or not bring you on. Accidents are 3 years.
My brother works with about 30 companies including Geico and Progressive, but he can get better discounts than the normal joe through those companies.
__________________
Scientific theories are the most reliable, rigorous, and comprehensive form of scientific knowledge. This is significantly different from the common usage of the word "theory", which implies that something is a conjecture, hypothesis, or guess.
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02-20-2010
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#10
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*Resting In Peace*
Join Date: Aug 2009
Location: Heaven
Drives: 94 Plymouth Acclaim/2008 EvoX
Posts: 2,430
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Re: Don't Remember When My Violations Were
Quote:
Originally Posted by TjXiong
I dont think you have to remember exactly.
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Yup, you'd just end up with a worse price. They're asking just to give you an accurate online quote.
Independent agents are a great way to go. I should shop mine before my Progressive comes up for renewal.
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02-20-2010
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#11
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AznKraut
Join Date: Feb 2006
Location: Stillwater
Drives: '03 325i, '98 Ranger '03 Duramax
Posts: 1,374
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Re: Don't Remember When My Violations Were
When I sign for a policy is it effective immediately?
__________________
A//// Guy: putting a dsm on a website as your fleet vehicle is like asking people to shop elsewhere
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02-20-2010
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#12
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*Resting In Peace*
Join Date: Aug 2009
Location: Heaven
Drives: 94 Plymouth Acclaim/2008 EvoX
Posts: 2,430
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Re: Don't Remember When My Violations Were
Quote:
Originally Posted by LingLing
When I sign for a policy is it effective immediately?
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Sure. They'll just send you a rate change notice once underwriting looks at it...if there is a problem.
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02-20-2010
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#13
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AznKraut
Join Date: Feb 2006
Location: Stillwater
Drives: '03 325i, '98 Ranger '03 Duramax
Posts: 1,374
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Re: Don't Remember When My Violations Were
Okay great. Thanks for the info everyone!
__________________
A//// Guy: putting a dsm on a website as your fleet vehicle is like asking people to shop elsewhere
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