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Old 02-19-2007   #1
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Anyone dealt with a no insurance ticket?

I left the bar on saturday night and got pulled over, damn projector light likes to turn itself on and off, cheap crap. But regardless I didn't have a current insurance card so I got a show proof of insurance ticket. I looked for the new card but I don't have one because the bill never got paid. So today I called and got it all set up again and I am insured but now what about that ticket. Can I just bring my new card in and hope that they will sign off on it even though its dated a day after my ticket? Has anyone dealt with this before? I really don't want to go explain it to a judge.
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Old 02-19-2007   #2
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Re: Anyone dealt with a no insurance ticket?

Just go to the hearing officer and show him the insurance card. Explain to him there was a mix up. They are pretty nice. If you don't try you will never know it you need to pay the ticket or not. Get those dam rice things off you car.
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Old 02-19-2007   #3
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Re: Anyone dealt with a no insurance ticket?

Sorry to say that the Card has an Experation and Activation Date, the office that you are going too will see that the dates dont match up, unless for some wim of god the insurance company just let it go and the dates match then your golden. If the dates dont match on top of getting the insurance going again their will be a $120.00 or more fine, count yourself lucky if the cop wanted too be a dick he could've towed you. But in those senario's that only happens too me!!
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Old 02-19-2007   #4
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Re: Anyone dealt with a no insurance ticket?

my brother just got pulled over not too long ago... not insured and he just told them we had just got the car running and all he had to do was get insured and bring it to a hearing officer.... but he was a minor so it went to a judge... nothing happened though... just as long as you have it insured by the due date or court date.... lucky it didnt get towed!!!
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Old 02-19-2007   #5
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Re: Anyone dealt with a no insurance ticket?

Just go infront of the hearing officer and lie your ass off.
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Old 02-20-2007   #6
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Re: Anyone dealt with a no insurance ticket?

You get 14 days to prove whether or not the vehicle had insurance, if it did then you are good, if not your fucked.
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Old 02-20-2007   #7
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Re: Anyone dealt with a no insurance ticket?

They will check if the car had insurance on the date of the ticket. If not, just pay, if you did, they will drop it quite easily. I've gotten two of these in the past 3 months, both dropped... the other stuff we won't get into. :-)
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Old 02-26-2007   #8
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Re: Anyone dealt with a no insurance ticket?

whoa...man, seems like you guys got off the hook easy...hehe...hmm..i got one of those tickets once...i ended up paying $600.00 and more for all the costs (including towing and other dumb fees). but the hearing officers are pretty nice, they'll probably understand, as for me i just got put into a $200.00 program but really your suppose to see a judge about it. but no matter what just talk to the hearing officers, they'll understand the mix up.
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Old 02-26-2007   #9
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Re: Anyone dealt with a no insurance ticket?

I can tell you guyt all about this
1st one 600.00 fine and had to retake the writen test and d/l fees
2nd paided lawer 600.00 to keep me out of jail (it was set for jury trial) lawer got it form 1500.00 to 125.00/1 day of sts and have to have a card in any car I drive now or the law is 3 no prof's in 10 year's is a year in jail.

this was all in a year ands did not have a lic for almost 2 years
for that year it all started from me selling a truck and they did not tranfer it right and was still in my name and the had 16 parking tickets in my name under the truck and took a while to get it all stright. but I was pulled over all the time because of it

from that year
1 driving after sus
3 warrents
1 bentch warrent
2 driving after revocation
1 speeding
2 tows (both in the talon)
it was a very shitty year
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Old 02-26-2007   #10
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Re: Anyone dealt with a no insurance ticket?

Here is an idea, keep your insurance card in the car!
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Old 03-30-2007   #11
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Re: Anyone dealt with a no insurance ticket?

lol, i went into this and wahhLA, auto insurance pops up at my finger tips, good shit. keep your insurance card always on you or freakin court, and thats just a hassle to show the judge or prosecutor. and TKR, you sound like me... no good, except i got not a drop(not good and stupid) no more of that shit, i learned my lesson..... TKR has me beat though.
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Old 03-14-2008   #12
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Re: Anyone dealt with a no insurance ticket?

from personal experience. even if you cannot prove insurance, they will typically stay your sentence for 1 year pending no further related tickets.

youll have to pay about a 200 dollar court fee, but it should save you from getting that ticket on your record.
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Old 03-14-2008   #13
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Re: Anyone dealt with a no insurance ticket?

Do whatever you can to try to keep it off your MVR. You said you straightened it out with your insurance company right? After it was fixed was there a gap or wasn't there? Were you past the grace period. It is usually better to reinstate then to start new. That would show coverage back to the original effective date then.
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Old 03-15-2008   #14
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Re: Anyone dealt with a no insurance ticket?

Quote:
Originally Posted by Kracka View Post
Here is an idea, keep your insurance card in the car!
And one more on your person. If they tow your car, the card inside your car doesn't exist. I had to learn that one the hard way.

I had two of these tickets in a week. It was just the $200 fine for each.
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Old 03-15-2008   #15
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Re: Anyone dealt with a no insurance ticket?

Quote:
Originally Posted by Shotgun! View Post
And one more on your person. If they tow your car, the card inside your car doesn't exist. I had to learn that one the hard way.

I had two of these tickets in a week. It was just the $200 fine for each.
I agree. One in the car and one in my wallet.



If i were in this position I would talk to my insurance agent and see if he could date the new card as the same as the ticket. That is your only real chance to get this to go away. If the agent wont work with you then tough shit, you fucked up by not paying the bill and I guess you have to pay the price now.
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Old 03-15-2008   #16
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Re: Anyone dealt with a no insurance ticket?

I got pulled over one time and didn't have my insurance card. I always keep it in the car but that morning I had taken it out and brought it up to my computer to do a free carfax check, and I needed the VIN. Accidentally forgot to bring it back into my car. Sure enough got pulled over for tint that same day and didn't have my insurance card. So he gave me a ticket for the insurance card and not for the tint. I just went to the court house the next day with my insurance card and it was dropped!
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Old 03-15-2008   #17
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Re: Anyone dealt with a no insurance ticket?

You got the $200? Pay the man.

I should add: You are very lucky that Mr. Cop didn't tow your "whip". It took me $1800 to get mine back. That's a mod that no one wants to make.
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Old 03-15-2008   #18
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Re: Anyone dealt with a no insurance ticket?

1800? Did you leave it in the lot for 2 weeks or something? Mine cost me something around 150 when I got it back 2 days later.
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Old 03-16-2008   #19
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Re: Anyone dealt with a no insurance ticket?

3 days. There are the extras to think about; the tickets and insurance have to be paid before they'll tell you were the impound is.
A few years later I had the Saturn towed on me. That was all a mistake and the cop apologized, but it did take something like $220 to get it out. As for how long it had sat there that time; I was there with the money before the tow truck showed with my *wonderful plastic car*.

On the subject of how much money the tow yards are: The only laws governing them are to protect them, not the people they tow. They are within their "rights" to charge whatever they want. They can even change their rates on a "per account basis". One lot I was at (for a friend's car) showed me just how they do this very thing. I felt so bad for the owner of that 'vette...

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Old 03-19-2008   #20
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Re: Anyone dealt with a no insurance ticket?

Most insurance companies will back date your policy "start" date if you ask nicely.

If they dont, a friend of mine took his card, scanned it into his computer, edited the date in photoshop, printed it out as if it were a "copy" of the real card and took it into the court house and got his ticket dropped.

I've had a few no insurance tickets and the most I ever had for a fine was $100 + court fees and suspension of license for 6 months.
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