02-19-2007
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#1
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Join Date: Jan 2007
Location: Buffalo and St Cloud
Posts: 151
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Anyone dealt with a no insurance ticket?
I left the bar on saturday night and got pulled over, damn projector light likes to turn itself on and off, cheap crap. But regardless I didn't have a current insurance card so I got a show proof of insurance ticket. I looked for the new card but I don't have one because the bill never got paid. So today I called and got it all set up again and I am insured but now what about that ticket. Can I just bring my new card in and hope that they will sign off on it even though its dated a day after my ticket? Has anyone dealt with this before? I really don't want to go explain it to a judge.
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02-19-2007
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#2
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Join Date: Feb 2004
Location: I wish somewhere less rainy!
Drives: She is 22, black, slow and does not play fair.
Posts: 791
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Re: Anyone dealt with a no insurance ticket?
Just go to the hearing officer and show him the insurance card. Explain to him there was a mix up. They are pretty nice. If you don't try you will never know it you need to pay the ticket or not. Get those dam rice things off you car.
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02-19-2007
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#3
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Click,Click,BOOM!!!
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Re: Anyone dealt with a no insurance ticket?
Sorry to say that the Card has an Experation and Activation Date, the office that you are going too will see that the dates dont match up, unless for some wim of god the insurance company just let it go and the dates match then your golden. If the dates dont match on top of getting the insurance going again their will be a $120.00 or more fine, count yourself lucky if the cop wanted too be a dick he could've towed you. But in those senario's that only happens too me!!
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Yeah it's my ass, but you can look!!!
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02-19-2007
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#4
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Join Date: Feb 2007
Location: st paul
Drives: 90mitsu
Posts: 531
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Re: Anyone dealt with a no insurance ticket?
my brother just got pulled over not too long ago... not insured and he just told them we had just got the car running and all he had to do was get insured and bring it to a hearing officer.... but he was a minor so it went to a judge... nothing happened though... just as long as you have it insured by the due date or court date.... lucky it didnt get towed!!!
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02-19-2007
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#5
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Join Date: Feb 2004
Location: I wish somewhere less rainy!
Drives: She is 22, black, slow and does not play fair.
Posts: 791
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Re: Anyone dealt with a no insurance ticket?
Just go infront of the hearing officer and lie your ass off.
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02-20-2007
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#6
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Join Date: Mar 2005
Location: Blaine, MN
Drives: '91 Automagic
Posts: 13,908
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Re: Anyone dealt with a no insurance ticket?
You get 14 days to prove whether or not the vehicle had insurance, if it did then you are good, if not your fucked.
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02-20-2007
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#7
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At-Least-It's-White-Again
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Re: Anyone dealt with a no insurance ticket?
They will check if the car had insurance on the date of the ticket. If not, just pay, if you did, they will drop it quite easily. I've gotten two of these in the past 3 months, both dropped... the other stuff we won't get into. :-)
__________________
'04 Honda Ricer: stock
Done fuckin' with cars but I will snap some photos of yours for now! =)
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02-26-2007
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#8
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I'm the short one.
Join Date: May 2006
Location: Saint Paul
Posts: 120
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Re: Anyone dealt with a no insurance ticket?
whoa...man, seems like you guys got off the hook easy...hehe...hmm..i got one of those tickets once...i ended up paying $600.00 and more for all the costs (including towing and other dumb fees). but the hearing officers are pretty nice, they'll probably understand, as for me i just got put into a $200.00 program but really your suppose to see a judge about it. but no matter what just talk to the hearing officers, they'll understand the mix up.
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02-26-2007
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#9
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Join Date: Oct 2003
Location: edward lake
Drives: toaster
Posts: 6,431
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Re: Anyone dealt with a no insurance ticket?
I can tell you guyt all about this
1st one 600.00 fine and had to retake the writen test and d/l fees
2nd paided lawer 600.00 to keep me out of jail (it was set for jury trial) lawer got it form 1500.00 to 125.00/1 day of sts and have to have a card in any car I drive now or the law is 3 no prof's in 10 year's is a year in jail.
this was all in a year ands did not have a lic for almost 2 years
for that year it all started from me selling a truck and they did not tranfer it right and was still in my name and the had 16 parking tickets in my name under the truck and took a while to get it all stright. but I was pulled over all the time because of it
from that year
1 driving after sus
3 warrents
1 bentch warrent
2 driving after revocation
1 speeding
2 tows (both in the talon)
it was a very shitty year
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02-26-2007
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#10
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R U DTF bro?
Join Date: Aug 2003
Location: Oak Point, TX
Drives: C8 Stingray Z51
Posts: 20,620
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Re: Anyone dealt with a no insurance ticket?
Here is an idea, keep your insurance card in the car!
__________________
Quote:
Originally Posted by Murlo26
I agree with Kracka.
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03-30-2007
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#11
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Post whore
Join Date: Apr 2005
Location: minnetonka
Posts: 246
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Re: Anyone dealt with a no insurance ticket?
lol, i went into this and wahhLA, auto insurance pops up at my finger tips, good shit. keep your insurance card always on you or freakin court, and thats just a hassle to show the judge or prosecutor. and TKR, you sound like me... no good, except i got not a drop(not good and stupid) no more of that shit, i learned my lesson..... TKR has me beat though.
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03-14-2008
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#12
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Join Date: Mar 2008
Location: Burnsville
Drives: 96 Talon TSi AWD
Posts: 70
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Re: Anyone dealt with a no insurance ticket?
from personal experience. even if you cannot prove insurance, they will typically stay your sentence for 1 year pending no further related tickets.
youll have to pay about a 200 dollar court fee, but it should save you from getting that ticket on your record.
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03-14-2008
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#13
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Brian
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Re: Anyone dealt with a no insurance ticket?
Do whatever you can to try to keep it off your MVR. You said you straightened it out with your insurance company right? After it was fixed was there a gap or wasn't there? Were you past the grace period. It is usually better to reinstate then to start new. That would show coverage back to the original effective date then.
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A Body to G Body to F body to 2G DSM
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03-15-2008
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#14
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Totenritt
Join Date: Nov 2004
Location: Gardner, KS
Drives: Cranberry Plastic, Shiny red Bayliner with a V10
Posts: 1,670
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Re: Anyone dealt with a no insurance ticket?
Quote:
Originally Posted by Kracka
Here is an idea, keep your insurance card in the car!
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And one more on your person. If they tow your car, the card inside your car doesn't exist. I had to learn that one the hard way.
I had two of these tickets in a week. It was just the $200 fine for each.
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When you can leave two black strips from the apex to the braking zone, you have enough power~Donohue
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03-15-2008
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#15
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..
Join Date: Oct 2005
Location: Mondovi, Wi
Posts: 1,326
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Re: Anyone dealt with a no insurance ticket?
Quote:
Originally Posted by Shotgun!
And one more on your person. If they tow your car, the card inside your car doesn't exist. I had to learn that one the hard way.
I had two of these tickets in a week. It was just the $200 fine for each.
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I agree. One in the car and one in my wallet.
If i were in this position I would talk to my insurance agent and see if he could date the new card as the same as the ticket. That is your only real chance to get this to go away. If the agent wont work with you then tough shit, you fucked up by not paying the bill and I guess you have to pay the price now.
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03-15-2008
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#16
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Pewp Champion
Join Date: Nov 2003
Location: Blaine
Drives: Teh Bean
Posts: 12,309
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Re: Anyone dealt with a no insurance ticket?
I got pulled over one time and didn't have my insurance card. I always keep it in the car but that morning I had taken it out and brought it up to my computer to do a free carfax check, and I needed the VIN. Accidentally forgot to bring it back into my car. Sure enough got pulled over for tint that same day and didn't have my insurance card. So he gave me a ticket for the insurance card and not for the tint. I just went to the court house the next day with my insurance card and it was dropped!
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03-15-2008
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#17
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Totenritt
Join Date: Nov 2004
Location: Gardner, KS
Drives: Cranberry Plastic, Shiny red Bayliner with a V10
Posts: 1,670
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Re: Anyone dealt with a no insurance ticket?
You got the $200? Pay the man.
I should add: You are very lucky that Mr. Cop didn't tow your "whip". It took me $1800 to get mine back. That's a mod that no one wants to make.
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When you can leave two black strips from the apex to the braking zone, you have enough power~Donohue
Last edited by Shotgun!; 03-15-2008 at 10:00 AM..
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03-15-2008
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#18
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Pewp Champion
Join Date: Nov 2003
Location: Blaine
Drives: Teh Bean
Posts: 12,309
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Re: Anyone dealt with a no insurance ticket?
1800? Did you leave it in the lot for 2 weeks or something? Mine cost me something around 150 when I got it back 2 days later.
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03-16-2008
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#19
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Totenritt
Join Date: Nov 2004
Location: Gardner, KS
Drives: Cranberry Plastic, Shiny red Bayliner with a V10
Posts: 1,670
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Re: Anyone dealt with a no insurance ticket?
3 days. There are the extras to think about; the tickets and insurance have to be paid before they'll tell you were the impound is.
A few years later I had the Saturn towed on me. That was all a mistake and the cop apologized, but it did take something like $220 to get it out. As for how long it had sat there that time; I was there with the money before the tow truck showed with my *wonderful plastic car*.
On the subject of how much money the tow yards are: The only laws governing them are to protect them, not the people they tow. They are within their "rights" to charge whatever they want. They can even change their rates on a "per account basis". One lot I was at (for a friend's car) showed me just how they do this very thing. I felt so bad for the owner of that 'vette...
Last edited by Shotgun!; 03-16-2008 at 07:42 AM..
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03-19-2008
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#20
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Re: Anyone dealt with a no insurance ticket?
Most insurance companies will back date your policy "start" date if you ask nicely.
If they dont, a friend of mine took his card, scanned it into his computer, edited the date in photoshop, printed it out as if it were a "copy" of the real card and took it into the court house and got his ticket dropped.
I've had a few no insurance tickets and the most I ever had for a fine was $100 + court fees and suspension of license for 6 months.
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Quote:
Originally Posted by shoutbox
cmspaz: Someone buys me a rubber fist, and I'll rock it on my hood.
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