Not something I'm proud of, but I'm now "uninsurable".

[TheBlizzard]

I am surprised you even have a license with all those tickets. Usually after 3 they take away your drivers license for awhile. It would be safe to assume you will be paying over 200 per month for just liability. I am sure with your accidents and tickets you would be right up there with a person that has a DWI as far as the insurance company is concerned.