Quote:
Originally Posted by JET
Not having more than 1/3 of the credit limit on a credit card is one big thing. Even if it is a $500 credit card with $400 on it, that will look worse than a $5,000 credit card with $1,000 on it. If you know you are getting a loan soon in the future, get the balances moved around so you are ok on all your cards.
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I'm honestly just looking for new information I don't know about. This isn't anything trying to find out how to get a loan.. I'm already approved for 225,000 to buy a house. 6% fixed or 5.25 3year arm. I just was looking for ways to continue bettering it incase I ever want to refinance or get a personal loan to get great rates or whatever.
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