Need New DD...~15k

**Murlo26** · 10-26-2012

I honestly plan to buy whatever car out at the end of a lease. Really the lease would be a delay of my purchase as I am short on cash now, so I'd expect to put some money down at that time if I need to. I know I drive quite a few miles Shawn but I hate my POS honda which would prolly make it through another 20k miles if I put like 400 into it to fix a few things. I just want something with a warranty where I put gas/oil into, gets decent gas mileage and everything in the car works. Which is why I am going newer.

The whole 10k car deal requires effort to find cars often and then it also requires that I either fix a decent amount of things myself or pay to fix things that break on $10k cars.Plus I like new shit

But in all honesty, the Subaru lease and Kia one both seem pretty decent, the Kia one seems like a no brainer if I want that car.

Whatever I get, unless I hate it I'd plan to keep for at least 5 years, hopefully longer. All of my excess car money goes to the evo and fixing that and if I looked at another car I'd be upgrading/changing the evo not the DD.

And 40 miles on the volt gets me 2/3 of my daily miles but I refuse to buy a "government motors" vehicle. I should as we all own them and paid for them but I honestly think they make some pretty iffy cars. I like the cruz and the corvette, everything else is meh.

**Kracka** · 10-26-2012

Quote:

Originally Posted by Murlo26

I refuse to buy a "government motors" vehicle.

Nevermind the fact you almost bought a 'Vette

The Volt is the single car I would consider a lease on, anything else, if you eventually want to own it...just buy it. Lease-to-own makes zero financial sense unless you're simply trying to buy something you can't afford, especially with all the 0% for 60 months financing deals manufacturers are offering.

What I see happening here is you originally wanting a $15k car, falling into the dealership numbers game trap, looking at only monthly payments rather than total cost, and ending up with another car closer to the $30k mark.

**Murlo26** · 10-26-2012

Quote:

Originally Posted by Kracka

Nevermind the fact you almost bought a 'Vette

The Volt is the single car I would consider a lease on, anything else, if you eventually want to own it...just buy it. Lease-to-own makes zero financial sense unless you're simply trying to buy something you can't afford, especially with all the 0% for 60 months financing deals manufacturers are offering.

What I see happening here is you originally wanting a $15k car, falling into the dealership numbers game trap, looking at only monthly payments rather than total cost, and ending up with another car closer to the $30k mark.

I didn't buy a vette though

Like I said that is the only good car they make and it was going to be a used one anyway lol. Anyway side tracked.

Well if I truly wanted to I can afford 500/mo payments, I just didn't like the idea of that, seems silly lol. I don't have a car payment anymore, the evo's was done like a year ago and that was 405/mo.

If I could wait until spring I would as then I could use my bonus/tax return as a downpayment which would easily be 10k but the honda just sucks complete ass in snow/winter and needs a good chunk of change to keep it running.

I should've been shopping sooner so I didn't run outta time for car shopping but work has been hell lately.

So really not sure what to do. Not sure why leasing the Kia would be a bad idea, seems like everything looks alright and Trogdor's right, the lease rate is really cheap. It's no different then buying now or later if you plan to buy. I could always just take the low ass mile lease and plan to buy the car out at the end and drive it a ton of miles. Then have really low rates and save up for buying it later. it's taking a hit now or later, lease just delays it really.