Hail Damage - Insurance Questions

[Speedfreak]

Originally Posted by AwdGSX13

I would just file a claim for all three, the only thing they will penalize you on is volume. Chances are your rates won't increase. If the "value" of the gsx is under 5k then it will not get a salvage title.

What do you mean penalize because of volume?


If the gsx title doesn't get stamped salvaged, rebuilt or anything bad etc, then I'll file a claim (for all three cars).

For something like a hood, any idea how many dents it takes for them to replace vs. Fix?

Thanks for the info so far guys, its helping.

Chris, re: dentkraft. My only concern would be their price exceding what insurance will give. Otherwise, thanks for the reminder, I actually forgot about them.

[Kracka]

Originally Posted by Speedfreak

Chris, re: dentkraft. My only concern would be their price exceding what insurance will give. Otherwise, thanks for the reminder, I actually forgot about them.

Let them work directly with your insurance then. You can opt to have insurance pay for the actual repairs instead of just getting a check.

[AwdGSX13]

Originally Posted by Speedfreak

What do you mean penalize because of volume?


If the gsx title doesn't get stamped salvaged, rebuilt or anything bad etc, then I'll file a claim (for all three cars).

For something like a hood, any idea how many dents it takes for them to replace vs. Fix?

Thanks for the info so far guys, its helping.

Chris, re: dentkraft. My only concern would be their price exceding what insurance will give. Otherwise, thanks for the reminder, I actually forgot about them.

Well depending on insurance having three claims in a year might make a difference(even if it happened at the same time), just ask your agent or insurance on that.

GSX will be fine, just looked it up and it's anything older than 6 years and valued under 9k doesn't get salvage title stamped.

As far as in the case of hood you have to look at size and quantity and the material it's made out of all have impacts on replacement.

Most insurance companies if you send them the invoice from the pdr guy they will compensate any differences within reason obviously. PDR is straight forward and i'm sure you will have no issues. Just make sure the PDR tech you use is good and isn't looking to make a few extra bucks. If you are looking for someone to use LMK, we use a guy that is absolutely amazing. But like Kracka said - most of these guys are going to be very busy now so have patience it may be a few weeks out.