Credit information?

[Halon]

I totally agree with that. This is my first house as well. My point of view on it was to purchase something that I can afford, on my own. And then at some point possibly get a roommate, because it wouldn't hurt to have someone help with the mortgage. But people move on to bigger and better things. So I didn't want to have to rely on a roommate's money to afford my home. My loan was for 168k, and that loan is quite a handful to take care of on my own, I can't imagine 225k. But good luck with it man. Everyone's situation is different, so just make the right choice for you!